The registration for the Punjab Rozgar Scheme 2024 has been started by the Government of Punjab. Province of Punjab men and women between the age of 20 years to 50 years can register online for Punjab Rozgar Scheme.
If you want to start a new business and you need a loan, you can also apply for it. If you already have a business, if you want to scale up your business, you can take a loan for that too.
There is a processing fee of 2 thousand rupees for Punjab Rozgar Scheme, which you have to pay when you apply. This fee will not be refunded to you.

Men and women belonging to Punjab province are eligible for Punjab Rozgar Scheme If you want to start your business in Punjab then you can register for Punjab Rozgar Scheme. If you have a degree from any university in Pakistan or you have a skills certificate, you will be given preference in lending.

Punjab Rozgar Scheme Eligibility Criteria For 2024

If you belong to Punjab province then you can get loan for business purposes if you fulfill all these conditions.

• The age of the borrower should be between 20 to 50 years.
• All three categories of male, female and transgender people can apply for the Punjab Rozgar Scheme.
• The candidate should have an identity card and the candidate should belong to Province Punjab.
• Candidate must have business in Punjab province
• If the candidate already has a business, the loan will also be available for that
• Candidate can also take loan for starting a new business

Loan amount and Loan Tenure details

Two categories have been created under the Punjab Rozgar Scheme, a candidate can take a loan under one of these categories.
1. Under the first category, a candidate can take a loan ranging from Rs.1 lakh to Rs.10 lakh.
2. Under the second category, a candidate can get a loan from Rs 10 lakh to Rs 1 crore.

Loan Tenure : 2 to 5 years 

Equity:

For Males= 20%
For Females, Transgender & Disabled= 10%Punjab rozgar scheme required documents

• Copy of CNIC.
• Copy of gas bill.
• Copy of electricity bill.
• One Picture
• Professional Degree.
• Experience Certificate if any
• Business plan.

Punjab Rozgar Scheme Markup Rate

If the candidate takes the loan under the first category, the candidate will pay a fixed markup of 4% percent per annum.
If the candidate takes loan under other category then the candidate will pay a fixed 5% percent markup per annum.]

How To Online Apply For Punjab Rozgar Scheme

Candidate can submit online application only, physical application cannot be submitted.

Any candidate who wants to apply for Punjab Rozgar Scheme should click on the link given below and go to the official website of Punjab Employment Scheme and apply. https://rozgar.psic.punjab.gov.pk/

• Create account on Punjab Rozgar schem website
• Login your account
• Open Online Form.
• Submit the completed application form online.

Note :

Bank of Punjab will provide the loan after the application is approved.